2024’s top affordable home warranty providers

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Reasons for selecting First American Home Warranty

For entry-level home warranty coverage, First American Home Warranty is a good choice. To choose the best monthly cost and service fee balance for your budget, you can select from three distinct options. The monthly cost increases with a decreased service fee and vice versa.

We also appreciate that First American offers convenient phone and online customer support around the clock. It also has broad eligibility for various sorts of homes and a 30-day workmanship guarantee.

However, compared to leading competitors, First American only operates in 35 states as of this writing. Additionally, bad customer service and claim handling are frequent grievances.

First American Home Warranty is intended for whom?

If comprehensive coverage and customized contractor options are not requirements, First American provides dependable and cost-effective protection. Major appliances and equipment, such as built-in microwaves, water heaters, air conditioners, dishwashers, refrigerators, ovens, cooktops, and garage door openers, are covered by the Essentials plan.

Pros and cons of First American Home Warranty

Pros

  • Includes HVAC tune-up
  • Includes roof coverage
  • Offers three service/monthly fee options

Cons

  • Only available in 35 states, much fewer than other competitors
  • There are some complaints about poor customer service
  • Some complaints about slow service/follow-through

American Residential Home Warranty: Ideal if you file claims frequently

ARW HOME CARD.jpg

Our rating: 4.4 out of 5

Best-value plan: Total Max

Service fee: $55

Monthly fee: $74.99

Why we picked  ARHW

We were astounded by American Residential Home Warranty’s affordable $55 service call charge, which helps you save money every time a repair is required. It also permits the inclusion of electronics protection and covers certain unusual products that other suppliers do not, such as humidifiers.

Regretfully, depending on your demands, its coverage caps—$1,000 for systems and $500 for appliances—may be insufficient.

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