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Our rating: 4.3 out of 5
Best-value plan: Silver Plan
Service fee: $75 – $125
Monthly fee: $38.92 – $44.25
However, Hawaii residents may be disappointed that it doesn’t operate there. And some concerning complaints about fine print and cancellation fees may cause pause.
Who should use AFC Home Club?
America’s First Choice Home Club is a solid fit if you value flexibility and customization in your warranty plan. Between the choice of four coverage tiers and three service fee structures, you can truly personalize a policy to suit your home and budget. Plus, it covers all home types, from mobile homes to single-family homes.
Pros and cons of America’s First Choice Home Club
Pros
- Offers a workmanship guarantee for as long as you’re a member
- Offers four coverage plans (while most offer three)
- Covers all home types, including mobile homes, condos, single-family homes and multi-family homes
Cons
- $75 cancellation fee may apply
- Not available in California, Hawaii or Washington
- Complaints about sneaky fine print/contract terms
Cinch Home Services: Best for perks
Our rating: 4.3 out of 5
Best-value plan: Appliances Plan
Service fee: $100 – $150
Monthly fee: $38.99 – $48.99
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