2024’s top affordable home warranty providers

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Why we chose Home Services Cinch

Cinch Home Services surpasses rivals by providing worthwhile benefits that many don’t. Its substantial 180-day workmanship guarantee is double the length of the typical 30-day term. Better yet, it addresses undiagnosed preexisting conditions.

It’s also useful to be aware that, whether you cancel your contract before or after the 30-day window, you can be charged a price of $25.

Cinch Home Services should be used by whom?

You’ll love Cinch Home Services if you’re looking for coverage that goes above and beyond. Reassuring protection comes from a generous craftsmanship guarantee and the option to pursue claims for unidentified prior faults.

Pros and cons of Cinch Home Services

Pros

Workmanship guarantee for 180 days
Covers unknown preexisting issues, unlike many competitors
Three service/monthly fee options

Cons

High service call fees compared to others on this list
Contract cancellation fees apply regardless of before or after the threshold

Our selections in brief

We’ve put up an at-a-glance table with important information like state availability, best-value plan, and monthly quotes we received for a typical U.S. house to make it easy for you to compare our top selections for home warranty providers.

	Our score (out of 5 stars)	State availability	Best-value plan	Monthly fee*
First Premier	3.8	50	Premier Plan	$44.99
Select	4.5	50	Bronze and Gold Care	$44.42
First American	3.8	35 states (not available in AK, CT, DE, HI, IL, LA, ME, MA, MN, NH, NY, ND, RI, VT, WI)	Essentials Plan	$50 – $64
ARW	4.4	50	TotalMax	$74.99
2-10 Home	4.3	48 (not available in AK and HI)	Simply Kitchen	$27 – $36
AFC Home Club	4.3	47 (not available in CA, HI and WA)	Silver Plan	$38.82 – $44.25
Cinch	4.3	50	Appliances Plan	$38.99 – $48.99